Financial Resource: Beginner Investing to Financial Independence!

A financial education blog to share experiences on 401K, assets, budgeting, cashflow, early retirement, finance, financial freedom, investing, money management and retirement planning using posts, podcasts and video.

Archive for the 'Mortgages' Category

A Basic Guide To Beginner Investing

July 16th, 2008 by Matt Ehrlin

Many people delay planning their financial future as they do not believe they are in a stable enough position to do so. They may believe they don’t have the funds available to start an investing program. But the nice thing about beginner investing is it can be started on any budget. Investing covers many areas such as stocks, commodities, real estate, finance, bonds, mutual funds, currency, mortgages, etc.

The choices available are huge and will depend on your individual needs but this is probably the best way that any individual can plan to look after their family in future years. Here is some useful basic information if you are looking to do this.

If you are considering the stock market then you will need to plan on studying the companies you wish to invest in otherwise you might as well throw your money away. This is traditionally the number one place to invest. Careful research into individual companies is required before stock and mutual funds are purchased as investments. There are many areas where a novice investor can stumble; let’s face it even the rofessionals get it wrong here sometimes.

The quickest way to get started is by doing it online and it is also the fastest growing sector of investment as it can be carried out by just about anyone providing they have a computer and an internet connection. Using your computer you can research the companies that are offering shares and have a good idea of their performance before you make a decision to invest in them.

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Category: Bonds, Financial Planning, Investing, Mortgages, Real Estate | No Comments »

Wealth and Prosperity through Character Development

May 7th, 2008 by Mind Treasures

Do you think your character has any relationship with your finances?

Are you Purposeful (goals & objectives)? Are you Patient (saving)? Are you Responsible (borrowing)? Are you Moderate (balance & budgeting)? Are you Selfless (retirement)? Are you Reliable (credit)? Are you Courageous (business & investing)? Are you Punctual? (35% of U.S. FICO is based on this character) and the list goes on.

True Wealth & Prosperity can only be achieved by discovering and developing one’s hidden treasures:

“Regard man as a mine rich in gems of inestimable value. Education can, alone, cause it to reveal its treasures, and enable mankind to benefit therefrom.”

Of course development of hidden potentials (virtues) must be complemented with learning and implementing various elements of local economy in daily financial activities.

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Category: 401(k), Bonds, Business, Environment, Financial Markets, Financial Planning, General, Investing, Mortgages, Real Estate, Retirement Planning, Spending, Stocks, Tax, World, financial education | No Comments »