Financial Resource: Beginner Investing to Financial Independence!

A financial education blog to share experiences on 401K, assets, budgeting, cashflow, early retirement, finance, financial freedom, investing, money management and retirement planning using posts, podcasts and video.

Archive for the 'Environment' Category

Wealth and Prosperity through Character Development

May 7th, 2008 by Mind Treasures

Do you think your character has any relationship with your finances?

Are you Purposeful (goals & objectives)? Are you Patient (saving)? Are you Responsible (borrowing)? Are you Moderate (balance & budgeting)? Are you Selfless (retirement)? Are you Reliable (credit)? Are you Courageous (business & investing)? Are you Punctual? (35% of U.S. FICO is based on this character) and the list goes on.

True Wealth & Prosperity can only be achieved by discovering and developing one’s hidden treasures:

“Regard man as a mine rich in gems of inestimable value. Education can, alone, cause it to reveal its treasures, and enable mankind to benefit therefrom.”

Of course development of hidden potentials (virtues) must be complemented with learning and implementing various elements of local economy in daily financial activities.

Read the rest of this entry »

If you enjoyed this post, make sure you subscribe to my RSS feed!

Category: 401(k), Bonds, Business, Environment, Financial Markets, Financial Planning, General, Investing, Mortgages, Real Estate, Retirement Planning, Spending, Stocks, Tax, World, financial education | No Comments »

China on my mind

February 14th, 2008 by Dollar$ & Sense

Recently my wife and I visited China and Thailand during November and December of 2007. It was an eye opening experience for me. Thailand was nice, the usual tourist spots, warm weather, sunny beaches, and yummy delicious Thai food. China, on the other hand, was a sight to see! Its not like any other place I have visited before, the culture, the people, the food, the historic places…  OK, you probably don’t want to hear me ramble about my 5 week vacation right? There is something else we need to talk about - related to finance of course - the emerging China markets - or has it already emerged and positioned itself as one of the biggest, dominant, and powerful markets now? People, we need to look at China and if you are wondering how to profit in the Chinese markets, you better start your research now!

hello world    shopping in china  Read the rest of this entry »

If you enjoyed this post, make sure you subscribe to my RSS feed!

Category: Bonds, Environment, Financial Markets, Investing, Real Estate, World | No Comments »

For the love of money… or is just for love! Happy Valentines Day Everyone…

February 14th, 2008 by Your Financial Resource

Here are some statistics that I found quite interesting while researching what it costs to express your love in the United States.  According to the National Retail Federation (NRF) 2006 Valentine’s Day Survey, it’s costing more to show your love. Apparently, the average American will spend over $100 on February 14.  Call me cheap, but that just seems like a lot of wasted money to me on a fabricated holiday to apparently express your love to your loved ones.

The statistics show that men will spend (aged 45-54) nearly double what women spend on the holiday and will be purchasing less flowers and more jewelry.  Guys… save your money and make dinner or clean the house and use the savings to get the both of you something that would be a real asset.  Now, that’s romantic!

Read the rest of this entry »

If you enjoyed this post, make sure you subscribe to my RSS feed!

Category: Environment, General, Spending | 1 Comment »